How does CHROME® compare with other specialty car insurance policies?
Our policy is extremely competitive with other specialty car policies. We have agreed value coverage, generous annual mileage allowance (10,000 per year), flatbed roadside assistance, repair facility of your choice, $1,000.00 spare parts coverage and five star claim service. Plus Common Cause of Loss Deductible, with this unique money saving feature, you pay only one deductible per (same) occurrence regardless of the number of property items damaged or destroyed when all are insured by American National.
What is the benefit of having my specialty car insurance with a multiple line company, like American National, verses a niche agency?
With American National, you will have a local agent who can take care of all your insurance needs. By having all your insurance with one company, your agent can make sure there are no gaps in coverage and we can offer you additional discounts for multiple lines of business. We offer a full line of products including auto, home and life.
With American National you may qualify for our money-saving program called CA$HBACK from ANPAC. If you entrust ANPAC with both your home and auto insurance, and remain claim-free for a three year period from your original CA$HBACK anniversary date, you will receive a 25% reward of your first year-year combined auto and home premiums.
What does CHROME stand for?
It's all in the name!
C - Classic, Modern Classic, Antique**
(Antique restored to original condition)
H - Hot Rod, Street Rod
R - Replica, Kit Car
O - Original** (un-restored)
M - Modified**, Custom** (built after 1948)
E - Exotic
(rare or unique in excess of $100,000 in appraised value)
**Vehicle must be at least 25 years old.
Is there a multi car discount for owning more than one specialty vehicle?
Yes! If you own two or more specialty vehicles you can receive up to 85% off your CHROME® rates when more than one vehicle has Bodily injury coverage. Your discount increases with the number of qualifying CHROME® vehicles on your account.
If I have a claim on my specialty car, where will the repairs be made?
If your specialty car is damaged, you decide which repair facility will restore it.
Is there a mileage limit with the policy?
With CHROME coverage you can enjoy driving your specialty vehicle up to 10,000 miles annually.
What is "Agreed Value Coverage"?
If your specialty vehicle is determined to be a total loss, CHROME® will pay you the vehicle's value as shown on your policy, less the deductable.
Are there any exclusion's on your policy?
We do not provide insurance coverage for any vehicle equipped with a nitrous oxide system or that is raced, used in timed events or is used for demonstration of speed or power.
